Luxury Sleep Within Reach.


Pay later or monthly for your purchase.

Harbor Springs Mattress Co.  has teamed up with Synchrony Financial to offer our customers a quick and easy way to apply for financial terms. With Financing you can purchase the mattress you want today and pay for it over time.

The difference between a mattress factory and a handcrafted workshop like ours is simple: we do not mass produce.

Why Choose Financing?

Affordable Monthly Payments

Pay over 6, 12 or 18  months at 0% APR, or up to 36 months at competitive interest rates.

No Pre-payment Penalties

Pay back the loan in monthly installments and prepay at any time without penalty.

Fast, Easy Application

Get a decision in seconds.  Checking your eligibility won’t hurt your credit score.

How Financing Works

Apply for financing at either of our stores in Harbor Springs, Traverse City or Rochester, Michigan. If approved, you’ll instantly receive a digital card number which you can use to make purchases with us online or in our store.You’ll receive the ability to choose what promotional financing works with for you and be able to complete our purchase in minutes

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